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FCI is an independent foreign exchange broker, allowing individuals and companies to achieve more competitive currency exchange rates than currently available through their existing banking and broker relationships.By using technology we have made making international payments easier and clients can use our on-line platform to transact in 160 currency pairs. Our goal is to make transacting in a foreign currency as easy and as seamless as possible, with transparent pricing. Client funds are segregated according to FCA regulations. The rates paid are transparent, and with our price transparency you will see the rates we bought the currency in the market and the rate we sold it to you. This is important as all of our transactions are hedged in the market so we take no market risk and most other banks and brokers are not clear about the wholesale or interbank rate leaving it up to them to adjust the 'spread' or 'margin' charged on each trade.